0% Credit Cards
Beware Of These 0% Card Tricks!
Since the advent of 0% balance transfer on cards, millions of people have taken advantage of enjoying borrowing money at 0% for an extended period. How it works is that you transfer an existing credit card balance across to a new card and enjoy 0% interest on it for a set period of time.
This is certainly more attractive than paying a typical 16% interest. However, like all good things that appear to be free, do be aware of catches.
Many lenders now will charge you a handling or admin fee for the balance transfer. This can be around 2 or 3% of the value of each transfer. Do check out with the individual credit card provider as to how much they charge as these fees do vary.
Recent research from Marks & Spencer Money showed how in some cases, people who make use of 0% deals are worse off than if they kept the debt on their existing card! So do your sums first to see if it really is worthwhile transferring your balance.
Finally, check whether the credit card provider charges interest on the actual balance transfer fee. You’d be surprised how many do in a bid to make some money back out of you.
| Credit Card In The UK : credit card applications ... 0% interest credit card balance transfers are conducted by ndividuals business can also take part in ... then be able to switch that particular cost to a lower interest rate and you have 12 months in which Top Credit Cards Company UK : low interest credit cards ... a success of credit card jumping, there are two key things for consumers to do ... just one credit card rather than having an array of them in your wallet or purse Credit Cards With No Balance Transfer Fee : credit cards airmiles ... about it though, even one month of letting those charges sit on your card can be a killer when the fee ... your receipts and reconcile them against your monthly statements |
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